Delta Settlement
Title insurance provides you with protection against challenges to your ownership. Without this protection, you could lose your total investment or be responsible for costly encumbrances created by a previous owner. From the first hour of ownership, we will insure your peace of mind.
- Choosing your new home is the beginning of the buying process.
- Insuring the title to your home is the beginning of your ownership.
- Selecting Delta Settlement Services as your title insurance agent assures you that the settlement on your new home iwll be processed professionally, efficiently, quickly and in an easy-to-understand manner.
- From the first hour of ownership, our highly trained, courteous staff will insure your peace of mind.
A title is the foundation of your property ownership. It is your right to possess and use the property and is conveyed by means of a deed. Title insurance provides you with protection against challenges to your ownership. Without this protection, you could lose your total investment or be responsible for constantly encumbrances created by a previous owner.
The staff of Delta Settlement Services employs a detailed procedure that insures the protection of your home.
- We begin with a thorough examiniation of all historical records that pertain to your property.
- The records are researched by specialists called title abstractors.
- The records are then reviewed by experienced real estate attorneys or other underwriting professionals.
- After research is completed, a commitment to insure the property is considered.
- Once the commitment is made, our staff works directly with yout mortgage lender and your Realtor. Our daily contact with the leading lenders throughout the U.S. helps us cut through red tape to speed up approval process.
- We have experienced settlement officcers who will conduct the closing and who will explain the process and the documents in easy-to-understand terms.
- Recording the deed and other documents at the courthouse completes the process.
The process sounds complicated, but we assure you that it is a simple procedure, there are no undue delays, that promises are kept and that all matters are handled by a couteous staff with many years of experience.
The rates for title insurance protection are surprisingly low. And, best of all, you only pay once, at settlement. The protection, however, lasts as long as you or your heirs have any interest in the property.
The only thing you have to do to start this comprehensive process, from search to settlement, is to contact us directly or through your Realtor.
From the first hour of ownership, we will insure your peace of mind.
Delta Settlement Services is a comprehensive title insurance agent serving Central Pennsylvania as agent for First American Title Insurance Company.
Gary Gutshall, Majority Member/Manager
Michael B. Yingling, Majority Member